In the mid-1980s, the insurance marketplace was in the midst of financial crisis, and the insurance industry largely abandoned the public sector. Schools experienced non-renewal or cancellation of their insurance policies, or large increases in premiums. Out of this crisis, public entity pooling was born. As public entities faced funding their own losses, these agencies placed tremendous emphasis on safety, risk control, and risk reduction.
Educational Service District 112’s Insurance Programs support their member districts by providing stable, long-term protection from financial loss through high quality, cost-effective risk management programs, and through partnering with member districts to self-insure, self-administer, and group purchase excess insurance coverage. Insurance Programs Overview Brochure